How to Stick to Your New Year’s Resolutions
posted on 12/26/2008 by Ethan AustinTweet
If you’re like me, you probably make a new year’s resolution every year, stick to it for about a month and then slack off or lose interest by the end of January or early February.
So I recently asked my friend who always sticks to his resolutions how he does it. He said, “I make myself accountable to others.” This makes perfect sense. Once you are accountable to others you have an obligation to others to stay on track.
One good way to make yourself accountable is to create a new year’s resolution “motivation fund” by asking your friends and family to donate on your behalf to a non-profit that is related to your resolution. For instance, let’s say you are trying to quit smoking. Ask your friends and family to help you raise $1500 for the American Lung Association or some similar non-profit. Once they have each donated $50 or $100 to your fundraiser, you have an instant support group to help keep you motivated, not to mention an angry lynch mob that will jump on you the minute they find you are cheating.
New Year is the time to start a new beginning, to make a better change in our life and even in your lifestyle by means of setting a resolutions, the key to successful resolutions is to make it realistic and attainable. The problem is that most of the resolutions that we made get derailed in just a matter of weeks. But if you have the will and stick to the resolutions that you have made and have a positive outlook in life as well as make it in a reasonable time frame, you will surely attain it. Some of us made a resolution that is more on our finances to make a better and wise decision. And this is a worthy goal. The middle class of America is going more for payday loans than for paying the occasional bounced check or late fee. As fees for late payments or bounced checks are rising from bank and credit companies who have a cash crunch of late, it is a better idea to find a way to get around them. Personal finance has become a concern for almost all Americans, and the reduction of debt along with reducing spending is at the top of the list for New Year’s resolutions, which is a great idea at any time, but right now is a great time to go ahead and get on it. A couple of great ideas to help you save a little cash are to stop buying name brands and to forego all use of those pesky credit cards. Both actions can save you all kinds of money over a year’s time, and you can use that to pay down the card balance or other debts. Find out how payday loans can help you achieve your financial goals.